Finish online
Finish online
14-day cooling-off period
14-day cooling-off period
8.1
β˜…β˜…β˜…β˜…β˜…
β˜…β˜…β˜…β˜…β˜…
Insurance assessment
van insurance

Compare van insurance: insure your van directly

Van insurance

Now with free recovery service
  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.
Finish online
Finish online
14-day cooling-off period
14-day cooling-off period
8.1
β˜…β˜…β˜…β˜…β˜…
β˜…β˜…β˜…β˜…β˜…
Insurance assessment

Which cover suits you?

Free recovery service
i Diks Insurances cooperates with 112schade.nl for the recovery of non-covered damage from the other party. Did someone cause damage to your property, but you have no coverage on your own policy? 112schade.nl can help you completely free of charge with recovering your damage from the opposite party.
Damage to others
i This is the basic and cheapest van insurance. The damage you cause to third parties with your vehicle will be compensated, but not the damage to your own van.
Theft, joyriding and loss
i In addition to the WA coverage, theft damage is now also compensated. Damage to your own van that you have caused yourself (e.g. by a collision) will not be compensated.
Windscreen damage
i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
Damage by fire or natural disaster
i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
Own damage caused by a collision
i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Third-party liability (mandatory)
Calculate Premium More information
All-Risk (WA+Casco)
Calculate Premium More information

Which cover suits you?

Third-party liability (mandatory)

  • Free recovery service
    i Diks Insurances cooperates with 112schade.nl for the recovery of non-covered damage from the other party. Did someone cause damage to your property, but you have no coverage on your own policy? 112schade.nl can help you completely free of charge with recovering your damage from the opposite party.
  • Damage to others
    i This is the basic and cheapest van insurance. The damage you cause to third parties with your vehicle will be compensated, but not the damage to your own van.
  • Theft, joyriding and loss
    i In addition to the WA coverage, theft damage is now also compensated. Damage to your own van that you have caused yourself (e.g. by a collision) will not be compensated.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

WA limited casco

  • Free recovery service
    i Diks Insurances cooperates with 112schade.nl for the recovery of non-covered damage from the other party. Did someone cause damage to your property, but you have no coverage on your own policy? 112schade.nl can help you completely free of charge with recovering your damage from the opposite party.
  • Damage to others
    i This is the basic and cheapest van insurance. The damage you cause to third parties with your vehicle will be compensated, but not the damage to your own van.
  • Theft, joyriding and loss
    i In addition to the WA coverage, theft damage is now also compensated. Damage to your own van that you have caused yourself (e.g. by a collision) will not be compensated.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

All-Risk (WA+Casco)

  • Free recovery service
    i Diks Insurances cooperates with 112schade.nl for the recovery of non-covered damage from the other party. Did someone cause damage to your property, but you have no coverage on your own policy? 112schade.nl can help you completely free of charge with recovering your damage from the opposite party.
  • Damage to others
    i This is the basic and cheapest van insurance. The damage you cause to third parties with your vehicle will be compensated, but not the damage to your own van.
  • Theft, joyriding and loss
    i In addition to the WA coverage, theft damage is now also compensated. Damage to your own van that you have caused yourself (e.g. by a collision) will not be compensated.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

Cheap van insurance

As an entrepreneur, you cannot do without a reliable delivery van. So you certainly don't want to skimp on the quality of the insurance, but you do want to look for a cheap van insurance. On the other hand you do not want to pay too much either. Via Diks.nl you can find the cheapest van insurance with the best coverage.

When insuring your van, you can choose between three types of insurance:

  • WA
  • WA + limited casco
  • All-risk

We will be happy to explain which form suits you, your company or your delivery van best.

When to choose WA van insurance?

This insurance offers coverage against third-party liability. You or an employee of your company causes an accident with the delivery van. The injured party can recover the damage from your van insurance. They can even submit the claim directly to the insurer. You cannot submit the damage to your delivery van to your insurer. This is because the WA van insurance does not provide cover for this. Only if the delivery van is insured all-risk, you will also be reimbursed for your own damage.

When to choose WA + limited casco van insurance?

The WA + limited hull is often taken out if the WA cover is too limited and the all-risk cover too expensive for the delivery van. The cover is an extension of the WA van insurance. This form of insurance has the following additional coverages:

  • Lightning damage
  • Collision with stray animals
  • Hail and storm damage
  • Windscreen damage
  • Fire and explosion
  • Theft and damage due to attempted theft

This is a frequently chosen car insurance for vans that are already a few years old, but still have a high current value.

When to choose the all-risk van insurance?

A new delivery van should preferably be insured all-risk. The biggest difference with WA + limited hull is that damage to the delivery van, for example due to a collision or vandalism, is paid for by your insurer. The damage may be recovered from the other party or the person who caused the damage. With this type of insurance you can prevent losing your van due to a steering error. The insurer will compensate the damage.

Additional insurances for the van

After you have calculated the premium for the van insurance, you still have the possibility to take out additional insurances. For example, the damage and accident passenger insurance. You can also choose for the addition own transport. This insures possessions which are in the delivery van but are not part of the vehicle.

Customers about van insurance

klantenvertellenMade possible by klantenvertellen.nl
8.4
Average score
Based on 23 reviews
β˜…β˜…β˜…β˜…β˜…
β˜…β˜…β˜…β˜…β˜…
09-10-2021
J t Kool
Good product
β˜…β˜…β˜…β˜…β˜…
β˜…β˜…β˜…β˜…β˜…
27-05-2020
Jasmine
Really good help just now!
β˜…β˜…β˜…β˜…β˜…
β˜…β˜…β˜…β˜…β˜…
07-04-2019
Wiren
Very quick and easy insurance. Well done. Keep up the good work.

What does the van insurance premium depend on?

The premium that you have to pay for your van insurance depends, among other things, on the following factors:

  • Which type of insurance do you choose?
  • What is the current value of the van?
  • What is your postcode?
  • What is the age of the regular driver?
  • Have you already accumulated claim-free years that you can use?

Compare cheap van insurance online

How can you calculate the premium and insure your van?

With the license plate number and the number of accumulated claim-free years, you already know enough to calculate the premium for the van insurance. You compare several insurers at once and choose the insurance with the best cover at the lowest price. Is your van already insured? By comparing them, you will know within a few minutes how much you can save if you switch to another insurer. We can help you terminate your current van insurance.

24 hour coverage, 7 days a week

You can take out our van insurance 24 hours a day, 7 days a week. In most cases, you will also receive provisional coverage immediately and you can immediately take the van on the road.

Insuring a van without a driving licence

Driving a delivery van without a driving licence is not permitted by law. Driving without a licence is also not an option for van insurance. The insurance does not provide cover in that case. But of course you can buy a delivery van and let others drive it. However, not all insurers will welcome you in that case. We offer help. At Diks.nl you can insure a delivery van without a driving licence.

Questions about van insurance?

Click here for the frequently asked questions on van insurance.

Frequently asked questions about van insurance

How does it work with the insurance of VAT and BPM?

Often company cars and private cars used for business purposes can be insured excluding VAT on a delivery van insurance. Company cars that are purchased (new) after 1 July 2005 can, in many cases, also be insured exclusive of BPM. This results in a considerably lower premium because the insurance company assumes a lower value.

This means that the insurance company will also pay out exclusive VAT and/or BPM in the event of a claim.

When can I deduct VAT?

For example, you can deduct VAT on the (purchase of a) business car of your own company. When making a comparison, you will be asked whether you can deduct VAT. When you answer 'yes' to this question, the original catalogue value (and therefore the insured value) is automatically reduced by the VAT. You will then not have to pay any premium over the VAT amount. Naturally, any damage compensation will also be paid exclusive of VAT. As a private person, you cannot, in principle, offset VAT.

VAT is not charged on the insurance premium but insurance premium tax is. The insurance tax you have to pay cannot be deducted.

Click here for more information about VAT and BPM.

For which vehicles is the van insurance intended?

The van insurance is meant for commercial vehicles (grey registration) with an unladen weight up to 3500 kilograms.

With van insurance, is it important which goods I transport?

In certain cases, it matters to van insurance what items you are transporting. Carrying flammable substances or theft sensitive goods can influence the premium. We therefore recommend that you indicate this when you take out van insurance. This way you can avoid problems in case of damage.

I use the van as a courier. Is this possible?

Yes, you can. On our delivery van insurance it is also possible to insure delivery vans that are used as courier services.

Insuring a delivery van

In order to insure a delivery van, we need several things from you, first to calculate the premium and then directly to conclude the insurance:

  • License plate
  • Reporting code; This is the last four digits of the chassis number
  • Place of residence or business
  • The date of birth of the regular driver
  • What you will use the van for
  • How many kilometres you will drive with the van
  • Any accumulated claim-free years

Calculate the premium for van insurance

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

What are important things about the policy conditions?

Reading policy conditions is not the nicest thing to do. That's why we've put the most important ones in a row. Clear and simple.

Read more

reading time 3 minutes

How does it work with claim-free years?

You can see how many claim-free years you have accumulated on your policy schedule. Not sure? Check with your insurer or intermediary. This will prevent the premium from changing later on if the claim-free years were incorrect.

Read all about building up claim-free years

reading time 3 minutes

What supplementary insurances are there?

Some additional insurances are very useful. We will explain all supplementary insurances to you. That way, you can make an informed choice.

Check the pros and cons of supplementary insurances

reading time 4 minutes

What are important things about the policy conditions?

Reading policy conditions is not the nicest thing to do. That's why we've put the most important ones in a row. Clear and simple.

Read more

reading time 3 minutes

How does it work with claim-free years?

You can see how many claim-free years you have accumulated on your policy schedule. Not sure? Check with your insurer or intermediary. This will prevent the premium from changing later on if the claim-free years were incorrect.

Read all about building up claim-free years

reading time 3 minutes

What supplementary insurances are there?

Some additional insurances are very useful. We will explain all supplementary insurances to you. That way, you can make an informed choice.

Check the pros and cons of supplementary insurances

reading time 4 minutes

Report damage

Do you have a damage? Then you can report it online using the form below. Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.

If you have coverage for windscreen damage, you can call in a windscreen repairer who is listed on your green card. In most cases the glass repairer will settle the claim with your insurance company.

Click here to report a claim online.

Report a change

Do you want to change your van insurance or has something changed in your personal situation? You can reportdifferent types of changes.

Report damage

Do you have a damage? Then you can report it online using the form below. Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.

If you have coverage for windscreen damage, you can call in a windscreen repairer who is listed on your green card. In most cases the glass repairer will settle the claim with your insurance company.

Click here to report a claim online.

Report a change

Do you want to change your van insurance or has something changed in your personal situation? You can reportdifferent types of changes.

Benefits van insurance at Diks.nl

Immediate coverage possible, 24/7

You can calculate and take out van insurance 24 hours a day, 7 days a week. In most cases you will get coverage immediately so you can get your van on the road quickly.

Close within 5 minutes

When you take out van insurance online, you want cover immediately. That's why you can see where you stand with us. You can insure your vehicle within 5 minutes. You choose your own cover and excess, so you never pay too much. Your application will be assessed immediately and take effect when you want.

Immediate coverage possible, 24/7

You can calculate and take out van insurance 24 hours a day, 7 days a week. In most cases you will get coverage immediately so you can get your van on the road quickly.

Close within 5 minutes

When you take out van insurance online, you want cover immediately. That's why you can see where you stand with us. You can insure your vehicle within 5 minutes. You choose your own cover and excess, so you never pay too much. Your application will be assessed immediately and take effect when you want.

Money back guarantee! 14-day cooling-off period

When you take out insurance with us, you have a 14-day cooling-off period. This means that you can cancel the insurance within 14 days without giving any reason. Click here for the conditions.

Acceptance for everyone

Diks.nl has a suitable delivery van insurance for every type of delivery van and driver.

Transfer assistance

Would you like to switch from your current insurer to Diks.nl, but do you not want to go through all the trouble? No need to! Switching to Diks Verzekeringen is very easy with our free cancellation service. This is how it works:

  • Calculate your premium and insure your vehicle
  • Download the free cancellation letter
  • Sign the letter and send it to your insurer

Money back guarantee! 14-day cooling-off period

When you take out insurance with us, you have a 14-day cooling-off period. This means that you can cancel the insurance within 14 days without giving any reason. Click here for the conditions.

Acceptance for everyone

Diks.nl has a suitable delivery van insurance for every type of delivery van and driver.

Transfer assistance

Would you like to switch from your current insurer to Diks.nl, but do you not want to go through all the trouble? No need to! Switching to Diks Verzekeringen is very easy with our free cancellation service. This is how it works:

  • Calculate your premium and insure your vehicle
  • Download the free cancellation letter
  • Sign the letter and send it to your insurer
rdw registration number

RDW makes license plate inspection easier

The RDW has made it easier to retrieve vehicle history up to 9 years back from...

Read more
what is a van

What is a van?

A delivery van is a car with a load compartment that is primarily designed for transporting...

Read more

Calculate the premium for your delivery van

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

How do we do it?

Last updated: 26-07-2022

Compare, insure, unburden

We can be reached via Chat, Whatsapp, phone or email

Please feel free to contact us if you would like to know more.
We are available from Monday to Friday from 08:00 to 18:00.

Contact us