WA Quad Insurance
By law, the owner of a quad is required to have third-party insurance. The insurer will cover the costs if you cause damage to others. This may be a €1,500 damage to your eyes, but if injury is caused by the accident, the damage may even run into the millions of euros.
Third party liability (WA) insurance is usually chosen for an older quad with low value. A new one is usually insured as fully as possible, with third-party liability + theft, fire and collision. In addition to these two forms of insurance, you can also choose insurance that covers theft and fire damage in addition to third-party liability.
Your quad insurance coverage
Third-party liability (mandatory)
- Free recovery service
- Damage to others
- Theft and fire damage
- Damage to own quad
WA Theft and Fire
- Free recovery service
- Damage to others
- Theft and fire damage
- Damage to own quad
WA Theft, Fire and Collision
- Free recovery service
- Damage to others
- Theft and fire damage
- Damage to own quad
Why choose the WA quad insurance?
Ideally, of course, you want to choose the most comprehensive insurance. But based on the amount of the premium, the cost must be proportional to the coverage. A quad with a value of a few hundred euros need not be comprehensively insured. After all, the payout is at most the daily value of the quad. Therefore, third-party insurance gives the lowest monthly charges.
Go for the lowest premium
The third-party insurance policies all offer essentially the same coverage. By comparing, you can select the cheapest insurance. If you now have more expensive insurance, you can cancel the old insurance and purchase a new one. The old insurance can be cancelled when the quad is sold. After the insurance has run for one year, you can terminate the insurance at any time. However, the insurer may still apply a notice period of one month.
Save in the right way
You can save on your quad insurance in two ways. You can opt for third-party insurance instead of the more comprehensive forms of insurance, or by comparing you can see if you can come out cheaper with better coverage. By comparing, you don't sacrifice quality; you just make the insurance cheaper.
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