Damage-occupant insurance for a Quad

Passenger indemnity insurance is a sound supplementary insurance policy to supplement quad insurance. In the event of damage to the riders due to an accident, the insurer pays the claim amount. The insurance provides coverage against both personal injury and property damage. It is a good alternative to passenger accident insurance.

In the event of an accident, the chance of injury is great. That is because you are not well protected on a quad bike. The passenger indemnity insurance is a recommended supplementary insurance. You do this for your passenger, but certainly also for yourself.

What is the strength of the passenger indemnity insurance?

In an accident, you can hold the person who caused the accident responsible for the financial damage. But what if you yourself are liable? You cannot hold yourself liable for damages. With the passenger indemnity insurance, the driver of the quad can also submit a claim. In case of permanent disablement, the amounts involved are often considerable. The other passenger can also submit a claim on the supplementary insurance. Under certain conditions, this damage can also be recovered from the insurance company of the motor vehicle involved, but these are often lengthy processes that you do not want to wait for. The passenger indemnity insurance offers a solution.

What does the passenger indemnity insurance pay out?

The payment is adjusted to the actual damage suffered. In case of permanent disability you will not receive a lump sum payment as is the case with the accident passenger insurance. In case of permanent disability you may be faced with loss of income. The insurer pays for the financial loss, regardless of who is responsible.

The passenger indemnity insurance or the accident insurance?

The cover in the passenger indemnity insurance is much broader and the premium is also higher. Nevertheless, the passenger indemnity insurance is the most advisable additional insurance. The coverage is so much better that the difference of a few euros per month is more than compensated by the coverage.