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What is the current value of my motor home?

The daily value of an RV is the amount your RV is worth at that time. You will need that value if the motorhome is totaled or stolen. The daily value can also be important when choosing the right motorhome insurance. This is because a camper with a limited daily value is often chosen for more limited coverage than a camper with a high value. At Alpina.nl we explain how the current market value is determined and how you can calculate it.

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daily value of motor home

How do I calculate the current value of my motorhome?

The current market value depends on the condition and design of the motor home. There are a number of things that determine the current market value, namely:

  • The make and type of camper
  • The mileage
  • The year of construction
  • The state of maintenance
  • The type of engine

Once you know these details of your motorhome, you can look up comparable motorhomes online to calculate the average selling price. You can also enquire at a motorhome dealership or garage to find out the current value of similar motorhomes. You can also have your motorhome valued by an appraiser. In general you can expect the current value of your motorhome to decrease 5 to 10 per cent per year, but this varies per type of motorhome.

Motorhome insurance? Calculate your premium!

How is the current value determined by an insurer?

When taking out camper insurance, you will be asked if you have a valuation report. A valuation report is often used as a basis for camper insurance. The daily value of a motorhome is estimated based on the above data. It is not an exact value, but a realistic estimate. The appraisal value is the value determination of the motor home. It is determined by an appraiser. With an appraisal report, you can prove the value of your motor home much easier.

Motorhome insurance: when does the insurance company pay out daily value?

In the event of damage to the motor home, the current market value may play an important role. The damage will be repaired, unless the repair costs exceed the current market value of the motor home. In that case, the insurer will pay you the current market value of the motor home. The motor home is then total loss. In the event of damage, there can sometimes be a discussion about the actual value of the motor home. To prevent this, you can have the camper assessed. You will then receive a full valuation report in which the value of the motor home has been established. That way you know for sure what the camper is worth and what you will be paid in case of damage.

Get instant motorhome insurance through Alpina

Need motorhome insurance? At Alpina\.nl you can insure your motorhome quickly and easily. With our online comparer, you can first calculate the premium per month. You fill in some data about your motorhome and then select the desired coverage. Then you will get an overview of all providers that match your requirements. This way you can easily find the best camper insurance. Still have questions? Then be sure to contact us!

Calculate the premium of your motorhome insurance directly!

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  • To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.

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