Why choose WA + Theft, Fire and Collision (All-risk) moped insurance?
You have just bought a beautiful moped. After dropping by the post office for a transfer, it's official: the moped is registered in your name. This comes with responsibilities. You need to get moped insurance as soon as possible. But which coverage should you choose? What is mandatory with the moped insurance? Why should you opt for third-party liability + Theft, Fire and Collision (All-risk) insurance? We explain it to you in this article.
Your moped insurance coverage.
Third-party liability (mandatory)
- Free recovery service
- Damage to others
- Theft and fire damage
- Damage to own moped
WA Theft and Fire
- Free recovery service
- Damage to others
- Theft and fire damage
- Damage to own moped
WA Theft, Fire and Collision
- Free recovery service
- Damage to others
- Theft and fire damage
- Damage to own moped
The 'third-party' portion of the third-party + Theft, Fire and Collision moped insurance policy
You are always required by law to take out at least third-party moped insurance when you have purchased a moped (and it is on public roads). Is the license plate not suspended? Then the RDW will summon or even fine you to take out insurance if you have not done so in time. The WA + Theft, Fire and Collision moped insurance starts with the WA part: third-party liability. Do you cause damage to another person? Then you are covered by this compulsory insurance.
What else do you insure with all-risk or WA + Theft, Fire and Collision moped insurance?
Now there are situations in which you may consider choosing broader coverage. Are you afraid of theft of your moped, for example, for lack of a shed? Then the WA + Theft and Fire is sufficient. Do you want to be covered in all respects? So also for damage to your own moped? Then the WA + Theft, Fire and Collision moped insurance (the all-risk moped insurance) is a good choice. You are now covered for damage to others, damage to your own moped and you also receive an amount in case of theft of your moped. In case of theft you do have a duty of care: it is important that you make sure you prevented the theft as much as possible. Among other things, make sure you have a category 3 ART-approved lock.
What influences your premium for this moped insurance?
Insurers insure risks. The greater the risk of certain damages occurring, the greater the chance that an insurer will have to pay out. Logically, therefore, you will pay a higher premium when taking out the WA + Theft, Fire and Collision moped insurance. In addition, your age, any claim-free years and the length of your driver's license (AM) possession affect your premium. And although the amount in premium varies from insurer to insurer: always choose an insurance where the policy conditions are favorable to you!
Take out your WA + Theft, Fire and Collision (all-risk) moped insurance cheaply through Alpina: instant provisional coverage
Do you want to get a WA + Theft, Fire and Collision (all-risk) moped insurance cheap? Then you have come to the right place at Alpina. Easily calculate your premium for moped insurance so you know what your gross premium will be. Do you have any questions about the moped insurance with the highest coverage? Then you can always contact our staff. At Alpina, we are moped insurance specialists. We can therefore help you well with questions about the third-party liability + theft, fire and collision moped insurance.
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