How is the premium of a moped insurance calculated?
Before you purchase a moped insurance policy, you obviously want to know what you will pay in premium each month. An insurer determines the premium for moped insurance based on several factors. They look at how likely it is that they will have to pay out compensation. For this, they look at your age and place of residence, for example. The coverage you choose for your insurance also affects your premium. At Alpina.nl we will show you how to quickly and easily calculate the premium for your moped insurance.
What are the factors for calculating a premium?
As mentioned, there are a number of factors that are important when calculating the premium. These include:
- Your age
- Your city
- The desired coverage
- Your accumulated claim-free years
You can enter all these details in our online comparison tool. With the license plate, we can already determine a number of details about your moped, such as the brand and type. Don't you know the license plate number? Then you can also fill in these details manually. If you want to take out the insurance we will need your license plate number, but even without the license plate number you can calculate the premium. Sometimes people do not know exactly how many claim-free years they have built up. With a few short questions we can make an online estimate for you. The more claim-free years you have, the more premium discount you will receive.
What coverages are there for moped insurance?
There are three different types of cover for moped insurance: WA, WA + limited casco and Allrisk. For only WA coverage you pay less than for an extended All-risk coverage. Therefore the coverage influences the amount of premium. WA moped insurance is the minimum obligatory coverage. It insures you for damage you cause to others with your moped. This is also the cheapest insurance. If you want to include theft in your insurance, you can take out a WA limited casco cover. With this coverage you are not only insured for damage caused by liability and theft, but also for damage caused by fire. Do you want your moped to be as insured as possible? Then you can take out All Risk Moped insurance. This will insure you for damage to your moped caused by your own fault.
Compare premiums for moped insurance
It is important to compare the premiums of different providers, as there are sometimes large differences. Sometimes people choose the cheapest premium without looking at the coverage and conditions. In that case, you may be less well insured than you would like in the event of damage or theft. By comparing, you will be well insured, but you will not pay too much either.
Take out your moped insurance directly at Alpina.nl!
Have you found the best moped insurance after calculating the premium? Then you can conclude it online immediately! Do you have any questions about insuring a moped? Then please do not hesitate to contact us. Ask us your question by phone at 030 - 688 37 00 or send us a message via chat, WhatsApp or Messenger.
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