What exactly is covered in a divorce?
With a legal expenses insurance you can choose the coverage yourself by selecting modules. In this way you can tailor the insurance to your own wishes. One of the modules is the legal assistance 'consumer and living'. This module also includes divorce. What exactly is insured in the event of a divorce?
Divorce is a very drastic event. You enter an emotional period. You would like to end this period as well and as quickly as possible. Below is a description of your rights and obligations in the event of a divorce.
Legal expenses insurance divorce
In the case of divorce, legal expenses insurance coverage is often limited. This is because it is a dispute between two insureds on the same policy.
When coverage is available, it is often only for mediation. In mediation, you and your partner are helped by an independent (third) party. This party is called the mediator. He or she helps make agreements and takes into account both you and your partner's (feelings).
The mediator provides clear information and guides and supports you in making agreements. He or she will analyse your wishes and help you to bring the divorce to a successful conclusion without frustration. If you get stuck, the mediator will come up with alternatives. It depends on your situation what you need to agree on.
The maximum amount that you can spend from your legal expenses insurance can be found in the policy conditions. If you incur more costs than the amount you are insured for, these costs will be at your own expense.
Legal expenses insurance divorce
Most legal assistance insurances have a long waiting period, because divorce is quite common. It is therefore important that you take into account that you can only start using it after a (few) years. So do not wait too long to take out legal expenses insurance. It often happens that people only think about legal assistance insurance when it is too late.
Before you take out legal expenses insurance, it is important that you compare legal expenses insurances and see what modules and cover are available in the event of a divorce. You can easily calculate your premium at the bottom of this page and, if you wish, take out insurance directly.
In addition to the module 'consumer and living', the basic legal assistance insurance can also be expanded with other modules, namely:
You can find more information about the coverage of these modules on the page 'coverage legal expenses insurance'.
Get the most out of your legal expenses insurance separation
How do you make the best use of your legal expenses insurance divorce? We give you some tips.
Make use of it right away
Do you think you will need your legal aid insurance? Then make use of it immediately. Do not incur any unnecessary costs yourself first, even though you have legal assistance insurance. It is possible that your insurer will not reimburse you if you submit a claim for legal aid afterwards. This has to do with the fact that they often use their own legal assistance providers.
Also use additional options
Is mediation an option? Then be sure to make use of it. It is often less time-consuming and when you resolve your dispute through mediation, the parties are usually happier. After all, together they have reached a solution to the dispute.
Take out your divorce legal expenses insurance through Alpina: simple and affordable
Are you considering legal expenses insurance divorce? Then take it out now at Alpina! Thanks to our wide range of modules, you will always find the right insurance. Do you have any doubts or questions about our divorce insurance? Please feel free to contact our customer service. They are ready to answer all your questions.
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