Never underinsured
Never underinsured
98% recommend us
98% recommend us
8.1
Insurance assessment
The unified home insurance

Home insurance: insure your home immediately!

Never underinsured
Never underinsured
98% recommend us
98% recommend us
8.1
Insurance assessment

A home is more than just four walls and a roof. In your home, you sleep, live and spend a lot of time. Your home and your possessions in it are probably very dear to you. Therefore, it is important that you insure them properly. With a home insurance you insure yourself against various risks in and around your home, such as fire, burglary or extreme weather. Home insurance consists of contents insurance and building insurance. You can also expand your home insurance with liability insurance, legal expenses insurance and continuous travel insurance. When you take out these insurances together, we call this a home insurance package.

What is home insurance?

Home insurance is a combination of home insurance and building insurance. With a building insurance, damage to your home is covered and with a contents insurance, damage to your household contents is covered. When you take out home insurance, you are therefore insuring both damage to your home and damage to your contents. The home insurance can be extended with for example a liability insurance. On Diks.nl you can compose and compare your home insurance yourself. The advantage of combining multiple insurances is that you have everything under one roof with one contact person. In addition you will benefit from a package discount when purchasing a home insurance package. This saves on the premium.

Why home insurance?

Of course, you want to insure your home and belongings as well as possible. With home insurance, you are insured for damage to your home and possessions. Household effects insurance insures all loose items in your home, such as your sofa, bed and television. The building insurance insures your home and everything attached to it. If you choose for a combination of the contents insurance and the building insurance you know for sure that your house and your belongings are well insured. You can then arrange and conclude your insurance in one go. Moreover, you can supplement the home insurance with other insurances that you may already have planned to take out.

Advantages of home insurance

Taking out home insurance through Diks Verzekeringen has a number of advantages:

  • You can compile your home insurance yourself. You choose what you want to insure.
  • You are guaranteed never to be underinsured again.
  • We compare not only the price but also the quality of the providers. In the comparison, you can also view the details of the insurance and compare several insurance policies with each other.
  • Premium discount for taking out multiple insurance policies
  • Have you found the right home insurance? On Diks.nl you can apply directly online. After answering some questions about your living situation you can see immediately whether your insurance has been approved.
  • When you purchase home insurance through Diks.nl you always have a 14 day reflection period. This means that you can cancel your insurance within 14 days and get your paid premium back. Unless of course you have suffered damage.
  • At Diks we find personal contact important. That is why our expert staff is ready to help you when you can't manage by yourself. You can reach us Monday through Friday on 088-6883700 from 08.00-18.00 hours.

Compare home insurance

Comparing insurances is probably not your favourite activity. Nevertheless we recommend to always compare insurances, because this can save you a lot of time and money. Luckily you can easily compare home insurances on Diks.nl. Do you have a rental home? Then you do not need to take out a building insurance. In this case you only need a home insurance. You can still extend this with liability insurance, legal expenses insurance or continuous travel insurance. If you take out a combination of insurances, you take out a home insurance package. After entering a few details, a number of insurances tailored to your needs will appear, together with the corresponding premiums and policy conditions. In this way, you can compare home insurance for price and content.

Why compare home insurance?

Of course, you want to insure your home and your belongings properly. Ideally, you want the best home insurance at the lowest price. That is why it is important to compare different home insurance providers in advance. After all, when you buy a new car, you don't go for just any insurance company. Although the range of insurers is naturally similar, there are sometimes big differences in the coverage or the premium. When you compare, you get an overview of all home insurance policies, including the corresponding premiums and policy conditions. By comparing home insurance policies you can see at a glance which home insurance policy is the cheapest and best for you.

Home insurance

If you have made a comparison on Diks.nl you can view the range of home insurances. When you have found the best home insurance you can immediately take out a policy online. For this you need to have your details and the details of your home ready. You can take out a combination of buildings and contents insurance, but you can also supplement your home insurance package with liability insurance, legal assistance insurance or continuous travel insurance. Would you like to consult one of our insurance specialists before taking out your policy? They are ready to help you with all your questions. You can reach us by telephone from Monday to Friday on 088-6883700. You can also send us a message via chat, WhatsApp or Messenger.

What to look out for when taking out home insurance?

There are a number of things to consider when taking out home insurance. For example, you do not have to take out buildings insurance for rented accommodation. The landlord is responsible for this. If you take out a home insurance package, you can leave out the building insurance. In this case, you can take out a separate contents insurance, possibly supplemented with an AVP (liability insurance) or legal assistance insurance. You should also ensure that you take out the right combination of insurances, so that you get the cheapest deal. Do you go on holiday several times a year? Then you might consider to take out a continuous travel insurance as well. With this policy, you are insured throughout the year.

Home and building insurance: what's the difference?

Many people think that home insurance and building insurance are two different things. However, this is not the case. Home insurance and building insurance are the SAME insurance. Insurers often use these terms interchangeably, which is why there is sometimes confusion. Home insurance (or building insurance) is insurance that covers all of the real estate attached to your house. Immovable goods are things that are permanently connected to the ground. Examples are the ceilings, walls, pipes, the roof or a fitted kitchen. With home insurance you ensure that if any damage occurs to one of these items, the insurer pays out the claim amount.

What is the difference between home insurance and contents insurance?

Home contents insurance is actually indispensable for everyone. The things in the house can be damaged in many different ways. For example by fire, lightning strike, storm, burglary or flood. With home insurance, the damage is compensated by the insurer and the damaged items can be repaired or replaced. Home insurance is a combination of both home insurance and building insurance. It insures not only your household effects, but also your house and the things that are attached to your house. With home insurance, you kill two birds with one stone. Moreover, you will receive a discount on the monthly premium.

What is the point of home insurance?

Your home and your belongings can be damaged in many different ways. Imagine a fire breaking out and a large part of your valuable possessions going up in flames. Or if extreme weather causes a leak in your roof, so that (part of) your roof needs to be replaced. If the damage is extensive, the costs can sometimes be high. By insuring yourself properly, you can keep the financial risks manageable. The nice thing about home insurance is that you can insure your house and contents in one go. Moreover, you then have one point where you can arrange all the insurances around your home.

What does home insurance cost?

The cost of home insurance depends on a number of factors, such as:

  • Your family situation
  • Type of coverage
  • Your city
  • The type of dwelling
  • The construction of your house
  • The reinstatement value
  • The insured amount
  • The own risk

When calculating the premium, an insurer looks at various factors. Your family composition is one of those factors. A family usually has more things than a single person, so the costs of a family are naturally higher. The costs you will have to pay for home insurance each year are therefore different for each household. There are also a number of factors that you can influence, such as the type of coverage, the insured amount and the excess.

Best home insurance

To insure your valuable home and belongings, you want the best home insurance. Preferably at the lowest price. No problem, on Diks.nl you can find the best home insurance at the lowest premium by comparing prices. What the best home insurance is depends entirely on your personal situation. For example, do you have a brand new home or an older home? And is the house made of stone or of other materials, such as wood? Whatever your situation, there is an appropriate home insurance for everyone and for every home.

Cheapest home insurance

Good and cheap insurance? You can find the cheapest home insurance on Diks.nl. By first comparing with our handy online comparison tool you will see exactly what you pay with which insurer. Moreover you can choose your own risk and the insured amount. When choosing a home insurance, do not only look for the cheapest insurance, but also for the one that offers the best coverage and that suits your personal situation and wishes. This way you can be sure that you are well insured and that you are not paying too much for your home insurance.

Private home insurance

Buying a home is of course a big investment. You will probably also buy (new) furniture and you may have to renovate a few things. It is therefore a good idea to insure everything as fully as possible. Nobody wants to lose their entire investment if, for example, a fire breaks out. If you want to be fully insured, you can opt for home insurance for private individuals. By combining home and contents insurance, you have taken out all your necessary insurance policies. Then you know for sure that you are well insured.

Best home insurance

To insure your valuable home and belongings, you want the best home insurance. Preferably at the lowest price. No problem, on Diks.nl you can find the best home insurance at the lowest premium by comparing prices. What the best home insurance is depends entirely on your personal situation. For example, do you have a brand new home or an older home? And is the house made of stone or of other materials, such as wood? Whatever your situation, there is an appropriate home insurance for everyone and for every home.

Cheapest home insurance

Good and cheap insurance? You can find the cheapest home insurance on Diks.nl. By first comparing with our handy online comparison tool you will see exactly what you pay with which insurer. Moreover you can choose your own risk and the insured amount. When choosing a home insurance, do not only look for the cheapest insurance, but also for the one that offers the best coverage and that suits your personal situation and wishes. This way you can be sure that you are well insured and that you are not paying too much for your home insurance.

Private home insurance

Buying a home is of course a big investment. You will probably also buy (new) furniture and you may have to renovate a few things. It is therefore a good idea to insure everything as fully as possible. Nobody wants to lose their entire investment if, for example, a fire breaks out. If you want to be fully insured, you can opt for home insurance for private individuals. By combining home and contents insurance, you have taken out all your necessary insurance policies. Then you know for sure that you are well insured.

Thatched roof insurance

A thatched roof is of course beautiful, but it is also more prone to fire than, say, a tiled roof. That is why a home insurance for a house with a thatched roof is very important. Imagine that a fire breaks out and a large part of your home goes up in flames. Without insurance, repairing or rebuilding your home will cost a lot of money. With home insurance, both your home and your possessions are insured in the event of damage caused by fire, for example. Good home insurance can save you huge costs.

Home insurance solar panels

If you have solar panels and they are nailed to the roof, you can insure them with a building insurance. In some cases, solar panels are not nailed down, for example if you have a flat roof. In that case, the solar panels are not part of your house and are therefore not covered by a building insurance policy. You can also insure your solar panels with home contents insurance. This is possible if the solar panels are not nailed to the roof. However, different conditions apply in this case as the solar panels are outside your home. You should therefore always check this in the insurer's policy conditions. Do you live in rented accommodation? In that case, too, the solar panels fall under the cover of your contents insurance.

Home insurance rental house

If you rent a house, you are not responsible for taking out buildings insurance. This is arranged by the landlord. In that case, you only need home insurance. In that case you can also take out separate household insurance and possibly supplement it with liability insurance, legal assistance insurance or continuous travel insurance. This combination of insurances is called a home package. If you take out several insurances at the same time, you will receive a discount on the insurance premium. Always check the tenancy agreement to see if the landlord has taken out building insurance for the property. That way you will not have any unpleasant surprises.

Thatched roof insurance

A thatched roof is of course beautiful, but it is also more prone to fire than, say, a tiled roof. That is why a home insurance for a house with a thatched roof is very important. Imagine that a fire breaks out and a large part of your home goes up in flames. Without insurance, repairing or rebuilding your home will cost a lot of money. With home insurance, both your home and your possessions are insured in the event of damage caused by fire, for example. Good home insurance can save you huge costs.

Home insurance solar panels

If you have solar panels and they are nailed to the roof, you can insure them with a building insurance. In some cases, solar panels are not nailed down, for example if you have a flat roof. In that case, the solar panels are not part of your house and are therefore not covered by a building insurance policy. You can also insure your solar panels with home contents insurance. This is possible if the solar panels are not nailed to the roof. However, different conditions apply in this case as the solar panels are outside your home. You should therefore always check this in the insurer's policy conditions. Do you live in rented accommodation? In that case, too, the solar panels fall under the cover of your contents insurance.

Home insurance rental house

If you rent a house, you are not responsible for taking out buildings insurance. This is arranged by the landlord. In that case, you only need home insurance. In that case you can also take out separate household insurance and possibly supplement it with liability insurance, legal assistance insurance or continuous travel insurance. This combination of insurances is called a home package. If you take out several insurances at the same time, you will receive a discount on the insurance premium. Always check the tenancy agreement to see if the landlord has taken out building insurance for the property. That way you will not have any unpleasant surprises.

Customers about Diks verzekeringen

klantenvertellenMade possible by klantenvertellen.nl
7.5
Average score
Based on 13 reviews
22-09-2021
Joke
Although we only had contact by telephone, I felt very heard and taken seriously by Lucienne de Jong. She thought along with us and advised us on changing an insurance package (home, contents and liability). There were some bumps in the road, but all praise for her inexhaustible patience. L - Listen U - Explaining C - Creative thinking I - Taking E - Honest N - Accurate N - Meticulous E - Enthusiastic
05-06-2020
Henk
After a raid on our home by another agent of the Vereende, we were almost seen as a criminal with a very high risk factor. The assessment by Diks Verzekeringen was completely different, what had happened to us did not count for that insurance. We are therefore very happy that Vereende has assigned us this intermediary Diks Verzekeringen. Simply: very honest. We recommend this to anyone who is in trouble.
12-05-2020
john
good insurance but expensive and never really adapted
About Diks

About Diks Verzekeringen

Diks Verzekeringen was founded in 1970 by Paul Diks. With more than 48 years of experience we are pleased to help you with the comparison and conclusion of insurances. Whether it is a car insurance, home insurance or business insurance; on diks. nl you will find an independent comparison of the various insurance companies.

In 1990 we started offering the first oldtimer insurance and in 1997 we launched our website www.diks.nl. This made us one of the first providers of online insurances. In 2018 Diks verzekeringen became part of the Voogd & Voogd Group.

Meanwhile, more than 50 people work for Diks. Also work at Diks Insurances? View all vacancies here.

How we work

How does Diks Verzekeringen work?

As an intermediary, we are not part of an insurance company. This means that we have no financial or production obligations to the companies with whom we work. When comparing insurances we look at your personal situation and specific wishes regarding coverage. Diks Insurances makes insurance easy and fast.

Money back guarantee! (14 days)

Your insurance enquiry will be assessed quickly, 24 hours a day, 7 days a week. You can then immediately take to the road with peace of mind. You don't have to worry about your old insurance either. You can cancel it with us directly online.

Supervision

Diks Verzekeringen complies with all legal requirements of the AFM. We have the required licences and diplomas and are affiliated with the Financial Services Complaints Institute(Kifid).

About Diks Verzekeringen

Diks Verzekeringen was founded in 1970 by Paul Diks. With more than 48 years of experience we are pleased to help you with the comparison and conclusion of insurances. Whether it is a car insurance, home insurance or business insurance; on diks. nl you will find an independent comparison of the various insurance companies.

In 1990 we started offering the first oldtimer insurance and in 1997 we launched our website www.diks.nl. This made us one of the first providers of online insurances. In 2018 Diks verzekeringen became part of the Voogd & Voogd Group.

Meanwhile, more than 50 people work for Diks. Also work at Diks Insurances? View all vacancies here.

How does Diks Verzekeringen work?

As an intermediary, we are not part of an insurance company. This means that we have no financial or production obligations to the companies with whom we work. When comparing insurances we look at your personal situation and specific wishes regarding coverage. Diks Insurances makes insurance easy and fast.

Money back guarantee! (14 days)

Your insurance enquiry will be assessed quickly, 24 hours a day, 7 days a week. You can then immediately take to the road with peace of mind. You don't have to worry about your old insurance either. You can cancel it with us directly online.

Diks Verzekeringen complies with all legal requirements of the AFM. We have the required licences and diplomas and are affiliated with the Financial Services Complaints Institute(Kifid).

Calculate the premium of your home insurance directly!

How do we do it?

Last updated: 18-05-2021

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