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8.1
Insurance assessment
liability insurance companies

Liability insurance for companies

Calculate the premium for liability insurance for companies!

Finish online
Finish online
14-day cooling-off period
14-day cooling-off period
8.1
Insurance assessment

Most people have a Public Liability insurance (AVP). This insurance covers damage to the belongings of another person or to the person himself that you are liable for in private situations. Liability insurance for private individuals does not cover damage caused by you as a company. For this you can take out Liability Insurance for Business (AVB).

What is liability insurance for companies?

With a Public Liability insurance for Companies you are insured for damages caused during your work. If you have a painting business and you accidentally drop a pot of paint on a customer's carpet, you are insured for that.

The coverage of a Business Liability Insurance is similar to a Private Liability Insurance, but for your business.

Take out liability insurance for companies

At Diks Verzekeringen it is possible to take out liability insurance for companies.

You can easily make a premium calculation online by filling in your company details. We will show you the premium. Check your details and request a quote or, if you wish, take out the insurance directly online.

What does business liability insurance cover?

The AVB covers damage caused to persons or property, provided this occurs within the insured capacity of the company and provided you are liable for it.

This insurance can be compared to the civil liability insurance for private individuals. To be clear, the insurance does not cover damage to items under your control. In other words, if you cause damage to materials or items under your control such as used materials, this is not covered. However, there is cover for damage you cause to other people's property or persons. The premium is usually very affordable and ensures carefree business.

Is liability insurance for companies obligatory?

Professional indemnity insurance is not required by law. However, nowadays it happens more and more often that a supplier or client does not want to do business with you if you are not insured. Therefore, many entrepreneurs choose to take out a Liability Insurance for Companies.

Difference AVB and BAV

Liability insurance for companies (AVB) is often confused with professional liability insurance (BAV). However, professional liability is not insured with a corporate liability insurance. Professional liability is, for example, the provision of incorrect/incomplete information or incorrect advice. For this you can take out a professional liability insurance.

With a professional indemnity insurance (BAV) you insure the financial damage suffered by your client due to a professional error for which you are liable. A professional indemnity insurance is meant for ZZP'ers and MKB'ers who, for example, give advice. These may be architects, engineers, consultants in business services and ICT specialists.

This insurance protects your company from claims if your company is held legally responsible for the damage to others caused by your company, your employees, your products or by yourself.

What added value does legal expenses insurance have in an AVB?

In addition to business liability insurance, it may be wise to take out business legal assistance insurance. As an entrepreneur, you have to deal with many different parties. If you are held liable by one or more of these parties, such as customers or suppliers, liability insurance usually covers these damages. If you do not agree with a claim and cannot resolve it with the other party, a legal assistance insurance may help. If legal assistance is necessary to solve a business conflict, you are assured of legal help and advice with a legal assistance insurance. Without legal assistance insurance you, as an entrepreneur, will have to pay for legal costs yourself.

What is not insured with business liability insurance?

As mentioned above, you are not insured for professional liability. Also things that you have 'under supervision' are not insured. This concerns things that you have to install, such as a kitchen or bathroom. The moment you are responsible for this and damage occurs, it is not covered by the AVB. Also, if you have not delivered the work to the client's satisfaction, this is not insured with an AVB.

These are the most important things that are not insured with liability insurance for companies. Want to know more? Always read the policy conditions.
In most cases, a policy excess applies to business liability insurance. This can also be found in the policy conditions.

Communicating changes is important

When you apply for insurance or if you have a claim, you have to answer questions. You must answer these questions honestly. In addition, you should do as much as possible to prevent and limit damage. Report damage as soon as possible! It is also important to inform us of any changes.

Easy comparison and conclusion

You can easily compare insurances via our website. After entering a few details, a number of insurance policies with the corresponding premiums and policy conditions will appear, tailored to your needs. You can compare these. If you have found a suitable insurance, you can take out the policy immediately. Are you having problems or do you have any questions? Then you can contact us. You can reach us by telephone on +31 (0)88 - 688 37 00. We will be happy to assist you.

Customers about Diks verzekeringen

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8.1
Gemiddelde score
Gebaseerd op 3240 reviews
16-12-2020
Jurjen
Found another insurance for our caravan at Diks Verzekeringen. A clear and quick overview of the various options. A quick response with all the documents. All arranged perfectly in line. A big compliment for Diks Insurances as a sign of our satisfaction.
19-11-2020
Robert
Everything is self-explanatory, clear and easy to use.
31-08-2020
Marc
Staff member understood immediately and sent a competitive quotation right away!
About Diks

About Diks Verzekeringen

Diks Verzekeringen was founded in 1970 by Paul Diks. With more than 50 years of experience we are pleased to help you with the comparison and conclusion of insurances. Whether it is car insurance, home insurance or business insurance; on diks. nl you will find an independent comparison of the various insurance companies.

In 1990 we started offering the first oldtimer insurance and in 1997 we launched our website www.diks.nl. This made us one of the first providers of online insurances. In 2018 Diks verzekeringen became part of the Voogd & Voogd Group.

Meanwhile, more than 40 people work for Diks. Also work at Diks Insurances? View all vacancies here.

How we work

How does Diks Verzekeringen work?

As an intermediary, we are not part of an insurance company. This means that we have no financial or production obligations to the companies with whom we work. When comparing insurances we look at your personal situation and specific wishes regarding coverage. Diks Insurances makes insurance easy and fast.

Money back guarantee! (14 days)

Your insurance enquiry will be assessed quickly, 24 hours a day, 7 days a week. You can then immediately take to the road with peace of mind. You don't have to worry about your old insurance either. You can cancel it with us directly online.

Supervision

Diks Verzekeringen complies with all legal requirements of the AFM. We have the required licences and diplomas and are affiliated with the Financial Services Complaints Institute (Kifid).

About Diks Verzekeringen

Diks Verzekeringen was founded in 1970 by Paul Diks. With more than 50 years of experience we are pleased to help you with the comparison and conclusion of insurances. Whether it is car insurance, home insurance or business insurance; on diks. nl you will find an independent comparison of the various insurance companies.

In 1990 we started offering the first oldtimer insurance and in 1997 we launched our website www.diks.nl. This made us one of the first providers of online insurances. In 2018 Diks verzekeringen became part of the Voogd & Voogd Group.

Meanwhile, more than 40 people work for Diks. Also work at Diks Insurances? View all vacancies here.

How does Diks Verzekeringen work?

As an intermediary, we are not part of an insurance company. This means that we have no financial or production obligations to the companies with whom we work. When comparing insurances we look at your personal situation and specific wishes regarding coverage. Diks Insurances makes insurance easy and fast.

Money back guarantee! (14 days)

Your insurance enquiry will be assessed quickly, 24 hours a day, 7 days a week. You can then immediately take to the road with peace of mind. You don't have to worry about your old insurance either. You can cancel it with us directly online.

Diks Verzekeringen complies with all legal requirements of the AFM. We have the required licences and diplomas and are affiliated with the Financial Services Complaints Institute (Kifid).

Calculate the premium for liability insurance for companies!

How do we do it?

Last updated: 19-02-2022

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