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How do I calculate the premium of a continuous travel insurance?

With a continuous travel insurance you are insured for damage or theft during your trip throughout the year. The cover applies to an unlimited number of trips and is only valid when you are actually travelling. Help, damage or expenses while you are travelling are covered by this insurance. You choose for coverage in Europe or worldwide. When you want to take out a continuous travel insurance, you want to know what it will cost you. How to calculate the premium of a continuous travel insurance?

Which coverages do you choose?

When calculating a continuous travel insurance it is important to know exactly what you want to insure yourself against while travelling. You can choose from several types of coverage, so you can compose your own continuous travel insurance. Depending on your preferences and for which risks you want to insure yourself. Of course, the more cover you choose, the higher the premium.

The most important coverages to choose from:

Accidents: In the event of death or permanent disability resulting from an accident during the trip, you will receive a payment. In case of death, you will receive €25,000 and in case of permanent disability a maximum of €75,000, depending on the degree of disability.

Medical expenses: With this optional coverage, you are insured for the costs of urgent or unexpected medical treatment, in addition to your health insurance.

Breakdown on a journey: you will be assisted if your means of transport breaks down or if the driver breaks down while abroad. The means of transport can be a car, camper van, motorcycle/scooter, caravan, trailer or folding trailer.

Luggage: you are insured for damage, loss and theft of your luggage. For luggage that is not older than 1 year, the new value is compensated. If your luggage is older than 1 year, the current market value will be compensated.

Money: You can insure your money up to a maximum of €500 per trip. Money means valid means of payment in the form of coins, notes and cheques.

Special sports: You are insured for damage during the practice of winter sports, mountaineering, air sports or high-risk water sports (such as rafting). Sledging, skating, cross-country skiing and diving are standard insurances.

Business trip: by default you are only insured for private trips. With this optional coverage, you are also covered for trips you make for your work. Volunteer work or an internship during full-time studies are standard insurances.

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calculate continuous travel insurance

Europe or world coverage?

Do you stay in Europe or do you sometimes travel outside Europe? Then choose World cover. With the Europe cover you are insured in all European countries, but also the Azores, Canary Islands, Madeira. And Algeria, Egypt, Israel, Lebanon, Libya, Morocco, Syria, Tunisia, Turkey.

Deductible for continuous travel insurance

In addition to various types of cover, you must indicate whether you want an excess on your continuous travel insurance. The amount of your own risk determines the part of the damage that has to be paid by you. The higher the excess, the lower the premium of your continuous travel insurance.

Cancellation insurance

You don't expect it, but unfortunately it can happen that you have to cancel or interrupt your holiday. A cancellation insurance reimburses the costs incurred. But beware. There must be an event mentioned in the policy conditions, such as death, serious illness or serious injury due to an accident of a partner or family.

Calculating Continuous Travel Insurance

At Alpina.nl you can very easily calculate your premium for your continuous travel insurance. Fill in your details and choose your coverage of choice. Next you will get to see which continuous travel insurance best suits you. Also take a good look at the policy conditions to see exactly what is insured and what is not. Have you found a continuous travel insurance policy that suits you? You can then purchase it directly online with us .

calculate continuous travel insurance

Premium from € 6.22 per month

You are insured all year round during your holidays or weekend breaks throughout Europe for only €6.22 per month. With the following coverages:

  • Accident cover
  • Medical costs
  • Winter sports
  • Luggage up to € 2500
  • Sports equipment
  • Driver assistance including replacement vehicle and repatriation.

Calculate the premium of your continuous travel insurance now

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