Some tips for saving on contents insurance
A few tips on home contents insurance are important in these times of crisis. If items are damaged or stolen, the compensation from the insurer is more than welcome. Comparing home contents insurances pays off! You can save a lot on the premium. Here are a few tips to get the best home contents insurance for the best possible premium.
Contents insurance
Consumers can quickly save substantial money on home contents insurance. This is according to research by the NMa (predecessor of the Authority Consumer and Market; ACM). For example, a young family can save about 40 euros, a single person 48 euros and a retired couple can even save 63 euros on an annual basis. Here are our tips for saving on your home contents insurance without compromising your insurance coverage.
short of your insurance coverage.
Compare with other household insurances
Look and compare. It pays to compare different insurance policies once a year. Because premiums are regularly
up or down by insurers, it may very well be that last year's cheapest insurance is no longer as advantageous the next year. On our website you can easily compare different insurance policies .
Does the coverage fit?
Take a good look at the insurance coverage and especially at whether certain damage events are insured or not, or may not even need to be insured. For example, insurance cover for damage to and/or theft of garden furniture is not necessary for someone who lives on the 10th floor, but advisable for residents of a house with a garden.
Content insurance in package
It is of course possible to take out contents insurance separately, but it is often wiser to take out this insurance in a package. For example, in combination with liability insurance and, in the case of homeowners, building insurance as well. Many insurers offer a package discount.
Securing your home pays off
Houses that are better secured often also receive more discount on the contents insurance. If a Keurmerk Veilig Wonen certificate from the police and a Beveiligde Woning certificate have been issued, the insurer may give a ten to twenty per cent discount. The granting of this Keurmerk certificate depends, among other things, on the locks on the windows and doors, but smoke detectors and outdoor lighting also play a role.
Take photos of belongings
It is important that the insurer receives the best possible account of an unexpected loss. Therefore, make sure that photographs are taken of valuable possessions and also keep the receipts.
Through Alpina an embedded insurance
You can easily compare your contents insurance here. You will immediately see which insurance company has the cheapest home contents insurance for you, and you can purchase it directly online if you wish. You can view and compare the policy conditions for each insurance policy. Take advantage of unique discounts and special rates at Alpina.nl .
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