How can I change to another contents insurance?
Would you like to switch to a different home contents insurance, but do not know how to go about it? Many people think that switching insurers is difficult and therefore postpone it. However, in some situations, a switch can save you a lot of money! We would like to explain to you what you should pay attention to when switching to another household insurance company.
Terminate your current home contents insurance when you switch
In most cases, you have to cancel your current home insurance yourself with your insurer. How you can do this differs per insurer. Sometimes you can do it online via the website, but most insurers still want a written cancellation by post or e-mail.
It is also possible that your new home contents insurer offers transfer assistance. In that case they will often cancel your current home contents insurance for you. You do not have to contact your current insurer yourself, this will be done for you. Not every insurer offers switching assistance. Always check the policy conditions of your new insurer. In this way, you ensure that you are not insured twice by accident.
Why switch home contents insurance?
There are various reasons why you might want to switch to a different home contents insurance. A switch can be beneficial in the following situations, for example:
- With another insurer you pay less premiumfor the same insurance
- You have had a conflict with your current insurer or are not satisfied with the customer service
- Your current home contents insurance does not suit your living situation, e.g. because it has changed recently or because your home contents have increased or decreased in value
Whatever your reason, you can always switch to a different home contents insurance. You can do so after the term of your contract, which is always one year. An insurer is not allowed to tacitly extend your contract. After one year, you can stop your contract at any time and switch. Take into account that you often have a month's notice. Cancelling in the first year is usually not possible.
Compare different home contents insurances before you switch
Before making a switch, it is important to compare different home contents insurers. There are a lot of household insurances on the market. By comparing different insurers in our online comparison tool, you can easily determine which contents insurance policy best suits your situation. Even if you are happy with your current household insurance, there is no harm in comparing household insurances. Insurance premiums can always change. Who knows, you might pay a lower premium for the same coverage with another insurer. By comparing you can save a lot of money on an annual basis.
Switching? Take out new household insurance through Alpina.nl!
Do you want to switch your household insurance? At Alpina.nl you can easily compare different household insurance policies. Have you found the right household insurance? Then you can simply take out the insurance online. We always offer you the best coverage and the best premiums. Our insurance specialists are happy to help you with all your questions. You can call them Monday to Friday from 08:00 to 18:00 on telephone number 088- 688 37 00. Also, you can always send us a message via email, WhatsApp or Messenger. Also check out our frequently asked questions about home contents insurance.
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