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Is caravan insurance mandatory or not?

Have you just bought a caravan and are now unsure whether or not taking out caravan insurance is mandatory? On Alpina.nl we are happy to give you the redeeming answer. Taking out caravan insurance is not mandatory. Insurance is compulsory for motor vehicles, but of course a caravan cannot propel itself. If you cause damage with your caravan, it falls under the coverage of your third-party car insurance. Nevertheless, you may want to consider caravan insurance, as there are a number of advantages to doing so.

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caravan insurance or not

Not compulsory, but sensible!

Although caravan insurance is not compulsory, it is often advisable. Damage to your own caravan is not insured and has to be paid for by yourself. Especially when you own a new or expensive caravan, it is wise to take a look at caravan insurance, even though it is not obligatory. The repair costs for damage to a caravan can be quite high. If you are still in doubt whether you should get caravan insurance or not, you can also take a good look at your caravan. If you have an older, second-hand caravan that you may have bought for not too much money, caravan insurance is usually not necessary. However, if you have a brand new or expensive caravan, caravan insurance might be a good idea as the repair costs are likely to be high.

Caravan insurance? Compare premiums!

Benefits of caravan insurance

If your third-party car insurance pays for liability damages, why would you still take out a caravan insurance? A caravan insurance has several advantages. With a caravan insurance you will also be compensated for damage to your own caravan. Depending on the coverage you choose, a caravan insurance covers you for fire, theft and storm damage. Furthermore you can also insure hail damage, the most common damage among caravan owners. In addition, caravan insurance also covers other items such as awnings, attachments, movers and contents. So you can travel with your caravan with peace of mind.

Take out caravan insurance through Alpina

Even if you have not decided yet whether you want to take out caravan insurance, you can in any case compare different providers. This way you can already calculate an indication of the premium. This way you can already see what the insurance premium will be for you and your caravan.

Do you have any questions or would you like to consult with one of our insurance experts? Then don't hesitate to contact us! You can reach us Monday through Friday, from 08.00 to 18.00 on 088 - 6883700. You can also send us a message with your question. You can do this via e-mail, WhatsApp or Messenger. We will answer your question as soon as possible!

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