Can I insure my caravan against hail damage?
Extreme weather conditions, such as strong storms or severe hailstorms, are becoming more common. Did you know that hail damage is one of the most common damages to caravans? Since repair costs after hail damage can run into the thousands of euros, it's nice to be properly insured. Often people find out after damage that they are not as well insured as they thought. With most insurers, hail damage is not included in the standard coverage of caravan insurance and you must insure it separately. At Alpina.nl we are happy to explain how to insure your caravan against hail damage.
Caravan hail damage insurance: wise!
Of course you are not obliged to insure your caravan against hail damage, but it is sensible. Extreme hail storms are becoming more common nowadays. Do you regularly travel abroad with your caravan? Around Lake Garda and in parts of France, heavy hailstorms are relatively more common. In the Netherlands, too, damage to caravans caused by hailstorms is occurring more and more often. There are hail storms in which stones with the size of golf balls or even larger fall. This can cause considerable damage to your caravan in a short period of time and the costs of repairing the damage can be high. A caravan insurance with hail cover makes sure you are well insured against hail storms.
What does it cost to insure my caravan against hail damage?
You may think that it is very expensive to insure your caravan against hail damage. However, this is not so bad. Moreover, the damage to your caravan can run into thousands of euros during a heavy hail storm. So don't save on your caravan insurance by excluding hail damage. The premium you pay per month is a lot lower than the repair costs after a big damage. Hailstone damage coverage is valid in the Netherlands as well as abroad. Will you be travelling with your caravan soon? Then please check immediately how you are insured in case of hail damage.
Hail damage caravan insurance cover
A caravan insurance offers standard coverage for fire and theft. In most cases, storm damage is also included in the standard coverage. That's good, because storms are becoming more and more common. However, hail damage is not included in the standard coverage of a caravan insurance. However, not all caravan owners are aware of this. They often think they are well insured, but find out after a severe hail storm that they are not insured against hail damage at all. In that case, they can pay the thousands of euros worth of damage themselves. It is therefore advisable to choose a good caravan insurance with hail damage cover.
Hail protection roof and own risk
More and more caravans nowadays have a hail-resistant roof. Caravans built from 2005 onwards have a hail-resistant roof and carry a certificate. Caravans with a polyester roof are also considered to have a hail-resistant roof. Without a hail-resistant roof, your roof will have to be replaced by an expensive hail-resistant roof in case of hail damage. With a hailstone resistant roof you have no extra excess for hailstone damage.
Take out caravan insurance through Alpina
Are you looking for caravan insurance? At Alpina.nl we have a wide range of caravan insurance. Thanks to our different modules, you always take out the right insurance. When insuring your caravan, also check the hail damage coverage. This way you can be sure that your caravan is properly insured and you can hit the road with peace of mind. Do you still have questions about the insurance or would you like to discuss it? Feel free to contact our customer service. They are ready to answer all your questions.
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