Do you need legal expenses insurance for your car?

How do I hold the other party liable?

You have been hit by a car, but are not at fault. In order to get your damage compensated, you have to hold the other party liable. With legal assistance, you can hold the other party liable for causing both personal injury and material damage. If the other party is held responsible, you can recover the damages.

How do I defend my innocence?

The moment you have a collision with another driver, the other party may hold you liable for the accident. Imagine that you have a collision with another driver. Then the other party can hold you liable for the accident. But it could be that another driver is to blame. Then you can get legal help to defend your innocence.

Calculating damages how does it work?

An expert makes a calculation of the damages incurred. Of both the current damage and any additional damage such as loss of income. You will also receive expert advice on medical assistance.

Resolve conflicts with auto garage?

Do you have a conflict with the garage about the purchase of a car, for example? Or about maintenance that has been carried out on the car? Then you can also call in your legal assistance insurance. Condition is that the garage is a member of BOVAG.

What is the difference with the legal assistance insurance module Traffic?

You can take out legal assistance insurance as a separate policy or as a separate cover with your car insurance. With a general legal assistance insurance you also have the choice between a number of different modules, including the module traffic. Hereby you get legal help and advice in traffic. Do you have damage because of an accident in the car, on the motorbike, as a cyclist or as a pedestrian? Then you are insured for legal help and advice with the traffic module. It depends on your wishes what is more advantageous. In any case, make sure that you are not overinsured.

In addition, legal expenses insurance for your car is also useful if you come into conflict with your garage or car dealer when buying a car, for example. With the Traffic module of a general legal assistance insurance you are not insured for these kinds of conflicts.

Compare legal expenses insurance for cars

When you start comparing legal expenses for your car insurance, you will find that the differences between insurers are quite large. You obviously want a premium that is as low as possible, but don't forget to look at the coverage as well. After all, you choose legal expenses for your car insurance for a reason. Therefore, you want to be properly insured in case of legal conflicts. On Alpina.nl we make the comparison as easy as possible for you. We show you in an overview which coverage at the lowest premium best suits you.

What do I need to consider when taking out legal expenses insurance for my car?

Since the differences between the terms and conditions can vary greatly from one insurer to another, it is advisable to pay attention to the following points:

• Find out who is insured. Just you or also your family?
• Is there coverage only in the Netherlands, Europe or worldwide?
• Is recovery of damage from the other party covered?
• Are the costs partially or fully covered?
• Are conflicts over the ownership of the car covered?
• Are conflicts relating to a hire car or replacement transport covered?

Other supplementary car insurances

In addition to legal aid for the car, there are a number of other supplementary insurances you can take out. For example, there is accident occupants insurance, which pays out a fixed amount in the event of death or permanent disability of the driver and/or passengers. Material damage is not covered under this policy, for this you have to take out a passenger indemnity insurance. Finally, there is also an additional breakdown assistance insurance.