Calculate your car insurance premium
You can arrange your car insurance through Alpina easily online in just a few steps. What you pay for car insurance depends on several factors. What are these factors and how can you calculate the premium of your calculate car insurance? We are happy to explain it to you.
Car Insurance Calculator
The premiums between the different insurers can be large. When comparing car insurance, it is wise to look not only at the price you pay per month, but also at the other conditions. To calculate the premium of your car insurance, we need some information from you. When you want to calculate a premium, we need some personal data. In addition, we ask for your license plate number and the number of accumulated years without claims.
Which cover do you choose?
The amount of your premium depends on the desired coverage. When you calculate your car insurance, you can choose between three basic types of coverage: third-party liability, third-party+limited hull and third-party+full hull. In the Netherlands you are obliged to take out a WA-coverage, so that you are insured for damage to others. Do you also want to insure yourself for storm or burglary? Then you should choose WA+limited hull. WA+ full coverage (all risk) also compensates for damage to your car that you cause yourself.
Third-party liability (mandatory)
- Free recovery service
- Damage to others
- Theft, joyriding and loss
- Windscreen damage
- Damage by fire or natural disaster
- Own damage caused by a collision
Limited airframe
- Free recovery service
- Damage to others
- Theft, joyriding and loss
- Windscreen damage
- Damage by fire or natural disaster
- Own damage caused by a collision
All Risk (WA+Casco)
- Free recovery service
- Damage to others
- Theft, joyriding and loss
- Windscreen damage
- Damage by fire or natural disaster
- Own damage caused by a collision
How is the premium of my car insurance calculated?
The insurer calculates the premium of a car insurance based on a number of factors. Age, place of residence and the number of kilometres you drive per year all play a role. Do you have a lot of claim-free years? Then you will receive more discount compared to a beginner driver. Finally, the age and value of your car as well as its power are factors that determine the premium of your car insurance.
How do I calculate the premium on a regular basis?
Have you had the same car insurance for years? It may be worthwhile to reconsider your car insurance. It is advisable to recalculate the premium of your car insurance when your personal situation changes. For example, if you have moved house, have a new car or buy a second car.
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