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Tips for choosing business insurance

Finding the right business insurance(s) can be quite a challenge these days. After all, every insurer promises to have the best insurance for you and then you just have to see the forest for the trees! At Alpina, we think it should be easier and are happy to help you get started with a few practical tips.

Tips for business insurance

What will you insure?

An essential question in your search for the best business insurance. Is it only a company car, for example? Your entire building and inventory? Or for matters such as liability? It's good to know. So it is good to first think about what exactly you want to insure.

Be critical

Have you decided what you want to insure? Then it's a good idea to take a closer look at it at a later date. Also dare to be critical and remove things you don't really need. Many entrepreneurs in the Netherlands are double insured for things and pay more than necessary without knowing it. A waste of money, of course!

Choose the right coverage

So you know what you want to insure and have also thought about what you need? Then you can start looking for the coverage that suits you best. Many business insurances offer the choice between basic and extended coverage. Of course, the extended coverage offers more possibilities, but that does not mean that it is really necessary. If you have any doubts, ask an insurance advisor, they can provide you with sound advice.

Compare insurances

Nowadays, there are dozens of insurers who all offer the same insurance. But which one really suits your needs? By comparing business insurances online, you will gain insight into matters such as the premium, the exact coverage and of course any special features. It's good to know before you take out an insurance policy.

Do not be misled by actions

As an entrepreneur, the opportunity to save money is music to your ears. The supply is large, but also very limited. So an offer with a substantial discount quickly sounds attractive. Yet you have to be careful with these 'lures'. Check them carefully and look for any small print. That way, you avoid a nice discount that suddenly turns into a monster premium after a few months!

Business insurance from Alpina

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