How is the premium of a business liability insurance determined?
Are you planning to purchase business liability insurance? Then you can first calculate an indication of the premium on Alpina.nl . This way you will know approximately what you will spend per month on premium for your business liability insurance. An insurer calculates the premium based on several factors. For example, your profession and the size of your company affect the cost. In this article, we explain how you can calculate the premium for business liability insurance in just 4 steps.
Premium determining factors
The cost of business liability insurance depends on a number of factors. Based on these factors, the insurer will calculate the amount of the premium. The following factors influence the premium:
- The number of employees you have
- The industry in which you operate and the profession you exercise
- Your gross annual salary and annual turnover
- The amount you want to insure
- Any membership of a trade association or umbrella organisation
Calculate your business liability insurance premium in 4 steps
Before you take out company liability insurance, you will of course want to know what you are going to pay each month in premiums. By calculating the premium in advance, you will already have a good idea of the monthly costs. In 4 easy steps you can calculate the premium for your business liability insurance:
Step 1: Fill in some details about your company
The first step is to fill in some information about your company, such as the industry in which you work, your profession and the number of employees. Based on this information, the premium is calculated. In determining the costs, an insurer looks at how risky your profession is. The premium for a business liability insurance is higher if the insurer estimates the risk of damage or injury to be higher. If your employees work with large machines, the risk of injury is already higher than when they spend all day at the computer.
Step 2: Calculate the premium
After filling in your details, you will see an indication of the insurance premium. You can also look at the policy conditions of the insurer.
Step 3: Compare providers
By comparing, you can find the best business liability insurance at the lowest price. Never take out the first liability insurance policy you find, but look carefully at the premium, coverage and policy conditions.
Step 4: Take out the business liability insurance of your choice!
Have you compared corporate liability insurance and found the insurance with the best coverage and premium? Then you can take it out online directly at Alpina.nl ! Of course, you can also include other business insurances in your calculation, so that your company is optimally protected. You will also get a nice discount. Moreover, insuring with one insurer on one policy also offers convenience. In case of damage, you can settle everything with the same insurer.
Calculate your corporate liability insurance premium directly
Do you have any questions about the premium for company liability insurance or about taking out the insurance? Please do not hesitate to contact us! Our insurance specialists will gladly think along with you and answer all your questions. You can reach us Monday through Friday from 08:00 to 18:00 by phone at 0800 - 688 37 12. Of course, you can also send us a message via chat, WhatsApp or Messenger.
Calculate the premium for a company liability insurance!
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