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What are the costs for insuring a thatched roof?

When you buy a property with a beautiful thatched roof, you naturally wonder what it costs to insure such a property. Many people think that insuring a thatched roof is extremely expensive. This is not necessarily true. The cost of thatched roof insurance depends on a number of factors, such as the type of thatched roof you have. We have listed all the costs of insuring a thatched roof for you.

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Costs of thatched roof insurance

Determining factors for thatch roof insurance costs

In determining the premium, insurers look at the construction of the house, among other things. This is the material that the walls and the roof are made of. A thatched roof poses a greater risk of fire. Therefore, you will pay a slightly higher premium for the insurance than for a house with tiles. There are also a number of other factors that determine the premium for thatch roof insurance:

  • The type of dwelling
  • The type of thatch roof (traditional or closed)
  • The selected coverage
  • The reinstatement value
  • The own risk
  • Your city

Take out buildings insurance? Calculate your premium!

What is the average monthly cost of thatch roof insurance?

The monthly costs for thatch roof insurance depend, among other things, on the type of insurance you take out. There are usually 4 types of cover:

Depending on the coverage you choose, you can expect different types of premiums. The all-risk cover is the most comprehensive cover and therefore also the most expensive.

In addition to the cover you choose, the excess also influences the amount of your premium. The amount of your deductible determines how much you yourself pay in the event of damage. The higher the excess, the lower the premium.

Save on the cost of thatch roof insurance

You can save on the cost of thatch roof insurance. To do so, you need to take a number of preventive measures. For example, you can impregnate the thatch or install a sprinkler system. This will humidify the thatch from the inside, preventing fire from spreading easily. The application of fire resistant plates can also help. In addition, it is important to have an approved fire extinguisher in the house and to maintain the thatched roof properly, so that any storm and water damage is minimal. You can also install lightning rods and connect fire alarms to the alarm system. Finally, you can save on costs by taking out buildings and contents insurance with a single insurer.

Calculate the costs of your thatched roof insurance directly

On Alpina.nl you can immediately calculate the premium for your thatched roof insurance. In our handy online comparer, you enter a number of details about your home. Next, you will get an overview of all the roofing insurance companies that match your home and wishes. Then you can compare all providers on price and content. Have you found the right home insurance? Then you can take out your insurance directly online.

Calculate the premium for your thatched roof insurance directly!

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