Is a garage also insured on your building insurance?
You have bought a house with a spacious garage. Very nice to park your car or to store unnecessary items. However, this garage is not attached to your house. What about your insurance?
This depends on the type of insurance you have chosen. Some home insurance policies include this, provided the garage is attached to the house or on the same property. Other insurance policies only cover garages up to a certain number of square metres. It is therefore wise to look carefully at where it is or is not insured. It is not self-evident with every insurer that a garage is also insured with the building insurance.
Property insurance covers damage to items fixed in and on the house. This includes pipes, central heating, the bathroom and the toilet. If something breaks down in the house or garage, it is good to know that this is insured. How can loose items be insured? They fall under the contents insurance. Your kitchen does fall under the building insurance.
What about a building insurance for a (separate) garage box?
As mentioned earlier, this depends on your insurance company. In many cases, individual garages are covered by the building insurance policy for the house. However, this is not the case if your garage box is located at a different address. Please enquire carefully and inform your insurer.
Importance of insuring your garage(box)
It is important that you have your garage insured. After all, it is your property. Should something happen to it? Then you do not want to have to pay for the damage yourself. Maybe there is a storm and a tree falls on your garage! If you do not have insurance, you will have to pay all repair costs yourself. Even if there is a break-in or fire, you would want your garage to be insured.
Choose building insurance with Alpina
With building insurance from Alpina, you can always be sure that your home and garage are neatly insured. Our attractive rates and excellent service always offer you the best solution for your insurance needs. Do you have any questions about Alpina's services? Please do not hesitate to contact us.
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