Tomos insurance
Tomos is a well-known name when it comes to mopeds. In fact, it has been one of the most popular moped brands for years. Every moped rider naturally wants his or her moped to be properly insured. First, in the Netherlands it is mandatory to have at least a third-party insurance. In addition, it is nice to be properly insured if you get into an accident and sustain damage. This way you can be sure that you will not have to deal with high costs. Therefore, it is best to get a good Tomos insurance as soon as possible. On Alpina.nl you can arrange your Tomos insurance exactly as you want it.
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Am I obliged to take out Tomos insurance?
Yes, you must in any case take out third-party insurance for your Tomos moped. In the Netherlands, it is a legal obligation to take out at least a third-party insurance for each motor vehicle. With WA-moped insurance, you are insured for any damage you cause to another person. Suppose you collide with another moped with your Tomos. Both mopeds have a lot of damage. If you only have a third-party insurance, the damage to your own moped will not be compensated by the insurer. If you want to include this in your insurance, you can choose an extended coverage.
What cover are there for a Tomos insurance?
When you take out Tomos insurance, you can choose from three different types of cover, namely WA, WA+ and Allrisk. You can think about the coverage that suits you and your moped best in advance. Do you have a very new or expensive Tomos? Then an all-risk moped insurance might be a good option. If your Tomos is a bit older, you can also choose a third party insurance. We will explain the three types of cover for you.
Third-party cover
WA stands for third-party liability. With WA insurance, you are insured for damage that you cause to another person. For example when you overlook a driver from the right and accidentally cause damage. Your third party insurance makes sure that the damage to the other driver is compensated. Is your own Tomos also damaged? Then these costs are for your own account.
WA+ coverage
An addition to the WA insurance is the WA+ insurance. This coverage is also called WA + Theft and Fire. Especially theft can be a nice addition, because mopeds are very popular with thieves. In that case, do not forget to buy a good lock. This is often also one of the conditions that an insurer sets for this cover.
All-risk cover
The most comprehensive insurance is the all-risk insurance. With this, you are also insured for damage to your own Tomos, even if you are responsible for the damage yourself. The all-risk moped insurance is the most expensive insurance and is therefore often taken out for new or expensive mopeds.
Take out Tomos insurance directly on Alpina\.nl
At Alpina.nl you can get Tomos insurance easily and quickly. Enter the registration number of your moped and some personal information into our online comparer and you will immediately get an overview of moped insurance. You can then compare them on price and content. We show not only the premiums, but also the corresponding policy conditions.
Do you have any questions about taking out moped insurance? Please contact us! Our insurance specialists are ready to answer all your questions. You can reach us by phone from Monday to Friday at 088 - 6883700. You can also send us a message via chat, WhatsApp or Messenger.
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