Settled in 3 minutes
Settled in 3 minutes
14-day cooling-off period
14-day cooling-off period
8.1
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Insurance assessment
moped insurance

Moped insurance: insure your moped immediately!

Now with free recovery service
  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.
Settled in 3 minutes
Settled in 3 minutes
14-day cooling-off period
14-day cooling-off period
8.1
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Insurance assessment

Which cover suits you?

Free recovery service
i Diks Insurances cooperates with 112schade.nl for the recovery of non-covered damage from the other party. Did someone cause damage to your property, but you have no coverage on your own policy? 112schade.nl can help you completely free of charge with recovering your damage from the opposite party.
Damage to others
i This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be reimbursed, but not the damage to your own moped.
Theft and fire damage
i In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own moped that you have caused yourself (e.g. by a collision) will not be reimbursed.
Damage to own moped
i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
Third-party liability (mandatory)
Calculate Premium More information
WA Theft, Fire and Collision
Calculate Premium More information

Which cover suits you?

Third-party liability (mandatory)

  • Free recovery service
    i Diks Insurances cooperates with 112schade.nl for the recovery of non-covered damage from the other party. Did someone cause damage to your property, but you have no coverage on your own policy? 112schade.nl can help you completely free of charge with recovering your damage from the opposite party.
  • Damage to others
    i This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be reimbursed, but not the damage to your own moped.
  • Theft and fire damage
    i In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own moped that you have caused yourself (e.g. by a collision) will not be reimbursed.
  • Damage to own moped
    i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
Calculate Premium More information

WA Theft and Fire

  • Free recovery service
    i Diks Insurances cooperates with 112schade.nl for the recovery of non-covered damage from the other party. Did someone cause damage to your property, but you have no coverage on your own policy? 112schade.nl can help you completely free of charge with recovering your damage from the opposite party.
  • Damage to others
    i This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be reimbursed, but not the damage to your own moped.
  • Theft and fire damage
    i In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own moped that you have caused yourself (e.g. by a collision) will not be reimbursed.
  • Damage to own moped
    i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
Calculate Premium More information

WA Theft, Fire and Collision

  • Free recovery service
    i Diks Insurances cooperates with 112schade.nl for the recovery of non-covered damage from the other party. Did someone cause damage to your property, but you have no coverage on your own policy? 112schade.nl can help you completely free of charge with recovering your damage from the opposite party.
  • Damage to others
    i This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be reimbursed, but not the damage to your own moped.
  • Theft and fire damage
    i In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own moped that you have caused yourself (e.g. by a collision) will not be reimbursed.
  • Damage to own moped
    i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
Calculate Premium More information

Moped insurance does not have to be expensive, but the moped has to be well insured. You can compare a good moped insurance for a low premium. We can help you with that.

What is moped insurance?

It is compulsory to take out moped insurance. The obligation applies to the WA-coverage. This insurance covers the costs caused by liability of the insured moped. The person who has the moped in his name is obliged to take out the compulsory insurance. In the event of an accident with the moped, the other party can make a claim directly to the insurer.

What cover does our moped insurance have?

There are four different types of insurance that you can choose between when taking out moped insurance. The most limited cover is the third-party insurance. This coverage can be supplemented with:

  • Theft - in addition to civil liability, theft of the moped is also insured
  • Theft and fire - additionally insured fire
  • The most comprehensive cover - Theft, fire and collision. This coverage is the so-called WA + full casco insurance or also called the all-risk moped insurance.

Are you curious about the amount of the premium for these coverages? You can calculate it on Diks.nl.

Which cover suits you and your moped?

Of course you would like to have the most comprehensive moped insurance, but the premium has to be reasonable. For a moped with a low value, you will not pay a sky-high premium. A new moped should be insured with the most extensive insurance. A moped with a value of only a few hundred euros should only be insured against third-party liability. In other cases, you have to compare and make a choice based on the level of the premium.

Customers about moped insurance

klantenvertellenMade possible by klantenvertellen.nl
8.5
Average score
Based on 335 reviews
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15-10-2021
Jonathan
Most insurance companies did not want to insure my scooter because I was homeless. But when I called thick insurance themselves and explained, they insured my scooter anyway and the rest had all refused me.
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05-09-2021
henk
good
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26-08-2021
Bert
Good communication

What factors play a role when comparing moped insurance?

Factors that play an important role in determining the premium:

  1. What cover have you chosen?
  2. How many claim-free years have you accumulated?
  3. What is your age?
  4. What is your postcode?

Compare moped insurance here>

Compare moped insurance premiums online

Tips for cheap moped insurance

You can opt for a more limited form of insurance to save on premiums, but that is not the right way to go. By comparing you can also save a lot, but without compromising on the quality of the insurance. You can also reduce the premium by adding years of non-life insurance or by switching to a different moped insurer.

Reducing the premium with claim-free years

Damage-free driving is rewarded in motor insurance, and that is also the case for moped insurance. With a number of accumulated claim-free years, you can build up an interesting insurance discount.

Switching to a different moped insurance

Do you already have insurance for your moped? Has it been longer than one year since you took out this insurance? In that case, you can cancel the insurance. After one year, the insurance can be cancelled daily. However, a notice period of one month may apply. You can also cancel the insurance in the first year. This is possible when, for example, you sell the insured moped or if the insurer decides to increase the premium.

Insuring a delivery moped

If you have a moped that you use to deliver food, for example, we have a special delivery moped insurance.

Insuring a moped without a driving licence

The owner of a moped is obliged to take out moped insurance. Insuring a moped without a driving licence is more difficult, but we have the solution. We have created a special comparator in which we only include insurers who do not require a driving licence. The driver is not allowed to drive without a licence, but the owner without a licence can insure the moped.

Did you know that insurers apply strict conditions to younger drivers? The Specifying the youngest driver is of great importance.

If you let a younger person ride the moped or scooter than the regular driver mentioned on the policy, you run a big risk. There are strict conditions attached to a moped insurance and the consequences of not complying with these conditions are enormous. Examples of the possible consequences are:

  • No coverage, in case of damage the costs will be recovered from the policyholder.
  • (Extra) increased own risk, this can be up to €1,000!

Questions about moped insurance?

Click here for the frequently asked questions on moped insurance.

Top 5 cheapest moped insurance 2022

InsurerCoverMonthly premium
ANWBWA€ 3,14Calculate premium
UnigarantWA€ 3,20Calculate premium
UniveWA€ 6,69Calculate premium
KlaverbladWA€ 7,05Calculate premium
EnraWA€ 9,66Calculate premium

Frequently asked questions

If someone else rides my moped, is that person insured?

If you take out moped insurance, it is linked to your moped and not to the person who took out the insurance. It is therefore permitted for someone else to ride a moped. Read more about this>>

Can I insure a moped without a driving licence?

It is compulsory in the Netherlands to take out moped insurance if you are the owner of a moped. Insuring a moped without a driving licence is a problem for some insurers. In our comparison tool, we have made a special selection of insurers who do not require a driving licence.

Will my moped insurance pay for my damage?

In the event of damage to your moped, will the insurer pay out? This depends on the type of insurance chosen and the circumstances of the damage. Read more about this>>

View all frequently asked questions

Possible moped insurance coverages

Legal liability

This is the basic and cheapest scooter insurance. The damage you cause to third parties with your scooter will be covered, but not the damage to your own scooter.

Theft

Besides the WA-coverage, theft damage will be compensated. Damage to your own scooter that you have caused yourself (e.g. by a collision) will not be covered.

Legal liability

This is the basic and cheapest scooter insurance. The damage you cause to third parties with your scooter will be covered, but not the damage to your own scooter.

Theft

Besides the WA-coverage, theft damage will be compensated. Damage to your own scooter that you have caused yourself (e.g. by a collision) will not be covered.

Theft and Fire

Besides the WA-coverage also theft and/or fire damage will be compensated. Damage to your own scooter that you have caused yourself (e.g. by a collision) will not be covered.

Theft, fire and collision

In addition to third-party cover and compensation for theft and/or fire damage, damage to your own scooter (e.g. due to a collision) is now also covered.

Theft and Fire

Besides the WA-coverage also theft and/or fire damage will be compensated. Damage to your own scooter that you have caused yourself (e.g. by a collision) will not be covered.

Theft, fire and collision

In addition to third-party cover and compensation for theft and/or fire damage, damage to your own scooter (e.g. due to a collision) is now also covered.

Report damage

Do you have a damage? Then you can report it online using the form below. Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.

Click here to report a claim online.

Report a change

Do you want to adjust your scooter insurance or has something changed in your personal situation? You can reportdifferent types of changes.

  • Change personal data
  • Change of address
  • Changing other insurance
  • Cancelling insurance

Report damage

Do you have a damage? Then you can report it online using the form below. Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.

Click here to report a claim online.

Report a change

Do you want to adjust your scooter insurance or has something changed in your personal situation? You can reportdifferent types of changes.

  • Change personal data
  • Change of address
  • Changing other insurance
  • Cancelling insurance

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Calculate the premium for a moped insurance!

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Last updated: 26-07-2022

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