Do I need to insure a fast motorboat?
A fast motorboat is a small ship shorter than 20 metres that travels faster than 20 kilometres per hour. Personal watercraft are also considered fast powerboats. Have you bought a motorboat or do you intend to buy one? Then you probably wonder whether it is mandatory to insure this boat. A boat insurance ensures that you are insured in case of damage. You can choose from different types of coverage, namely WA, WA + Limited Casco or Allrisk.
Insuring a fast motorboat is not compulsory, but it is sensible!
In the Netherlands, it is not compulsory to insure your motorboat. However, in some situations a WA boat insurance is compulsory. This is for example at competitions, in a marina, a boat shed or on (part of) the waterways. In addition, it is compulsory in the Netherlands to register your fast motorboat. The Dutch government requires registration of a fast motorboat for almost all inland waterways. You can register a powerboat, including watercraft, at the RDW.
Do you ever go abroad with your (fast) motorboat? Then it may be that a boat insurance is legally required. For example, this is often the case in countries around the Mediterranean Sea, such as Greece, Croatia, Italy and Spain. In these countries, you can prove your coverage with an international insurance certificate. You can request this certificate from your insurer or agent before you go on holiday.
Why it is wise to insure your fast motorboat
Despite the fact that insuring your fast motorboat is not compulsory, it is sensible to do so. Because the Dutch waters are getting busier and busier. Because of this, the chance of an accident increases. It is therefore wise to have at least a WA-boat insurance for your fast motorboat. With a WA-boat insurance any damage you cause to other boats is covered. The repair costs for damage to a boat can sometimes be high. Moreover, a third-party insurance does not have to cost a lot. You already have a third party insurance for €60,- a year, depending on your boat and situation. Are you curious about what it costs to insure your fast motorboat? Calculate the premium directly.
If you also want to insure damage to your own boat, choose an all-risk boat insurance. Own fault damage is also covered.
Motorboat insurance? Take out insurance directly through Alpina
Insuring your motorboat does not have to take long at all. You can already arrange a boat insurance in 10 minutes. It starts with comparing insurances. To do so, you enter a number of details about your boat in our online comparison tool. Next you get an overview of all insurers, including premiums and policy conditions. Did you find the best boat insurance? Then you can apply for it directly online. After you have concluded your insurance policy online, the application will be processed immediately. This way you can quickly be well insured for sailing with your boat.
Do you have any questions about boat insurance or would you prefer to consult one of our insurance specialists? Then please do not hesitate to contact us! You can reach us by telephone from Monday to Friday from 08.00 to 18.00 at 030 - 688 37 00. Would you rather send us a message? No problem, you can do so via chat, WhatsApp or Messenger.
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