Boat Trailer Insurance: insure your boat trailer directly!

Have you recently bought a boat trailer to transport your boat? Then you might wonder whether it is necessary to insure it. In principle, you do not need to take out a separate insurance for a boat trailer or a trailer hitch, because damage to another person is covered by your car insurance. However, you can choose to take out a special boat trailer insurance. With a boat trailer insurance, you insure your boat trailer for damage by fire, vandalism, natural disaster or theft. So you can transport your boat with peace of mind.

What is a boat trailer insurance?

A boat trailer insurance is a special insurance for your boat trailer. We also call the boat trailer insurance. With a boat trailer insurance, your boat trailer is insured in case of damage and theft. For instance, damage to your boat trailer that is caused by fire, burglary or your own fault.

Why insure your boat trailer?

If you cause damage to another vehicle with your boat trailer, it falls under the third-party cover of your car insurance. For example when you collide with another car while reversing or when you hit another car with your trailer while changing lanes. However, the boat trailer itself does not fall under the cover of a WA car insurance. For this you can take out a boat trailer insurance. With a boat trailer insurance, your boat trailer is insured in case of damage or theft.

What is insured with the boat trailer insurance?

Damage you cause to others with your boat trailer is covered by your third-party car insurance or liability insurance. However, damage to your boat trailer is not covered by these insurances. For this you can take out a boat trailer insurance. With a boat trailer insurance you are insured for various damages, such as damage by fire or burglary, and for theft. We explain it for you below.

Covered

With most insurers, the following damages are covered with a boat trailer insurance:

• Theft of the boat trailer or parts of the boat trailer
• Damage due to burglary
• Damage by fire, explosion, lightning or short circuit
• Damage by storm or hail
• Collision damage

Not covered

There are also a number of items excluded from cover. Always check in the policy conditions in which situations the insurer in question does not provide cover, but this is often the case in the following situations:

• Damage due to poor maintenance
• Rental is not covered
• There are no possibilities for replacement transport or assistance
• Warranty cases
• Damage due to joyriding/competitive driving
• Damage to the contents of the trailer
• Theft or break-in while the trailer was not locked properly

Is it compulsory to insure a boat trailer?

No, insuring a boat trailer is not mandatory. A boat trailer is already covered by the insurance of the towing vehicle. The moment you cause damage with your boat trailer, it is covered by the third party liability coverage of your car insurance. This coverage applies both when you drive the boat trailer and when it becomes unhitched. If this also damages your boat trailer itself, unfortunately this is not covered. For this you can take out a special boat trailer insurance. A boat trailer insurance is especially wise if the boat trailer has a high daily value, or if it is indispensable for you. At Alpina.nl you can easily calculate the premium for boat trailer insurance.

Directly insure your boat trailer through Alpina!

At Alpina\.nl, we have several options for insuring a trailer. Whether it's a boat trailer, horse trailer, car trailer, motorcycle trailer or other type of trailer: with us you can easily get the right insurance. With just a few details, we can already give you an indication of the premium. Then you choose which insurer you want to take out your boat trailer insurance with. This can be done 24 hours a day, 7 days a week.

Do you still have questions about boat trailer insurance or would you like to discuss them? Then don't hesitate to contact us! Our insurance specialists can help you with all your urgent questions. You can reach us by phone from Monday to Friday from 08.00 to 18.00 at 030 - 6883700. You can also send us your question via chat, WhatsApp or Facebook.