Is it possible to insure my second-hand bike?

Yes, it is possible to insure a used bicycle. With most insurers, you can simply take out a bicycle insurance for your second-hand bicycle. You can find these insurers by comparing bicycle insurances. For this you can use our online comparator. On we like to help you insuring your second hand bike!

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What cover is available for a second-hand bike

When insuring a used bicycle, you can choose between two different types of coverage: Theft + Assistance or Theft + Damage + Assistance. Did you know that every year approximately one million bicycles are stolen in the Netherlands? Therefore it's always good to be well insured in case of theft. You can also choose to include damage insurance. In that case you are also insured for damage to your bicycle caused by e.g. a fall, collision or vandalism.

When choosing the right cover, it is important to read the policy terms carefully. Does the insurer also reimburse you for damage to the battery? And what are the conditions for theft? That way, you will not have any nasty surprises later on. Besides the standard coverage, you can also take out a number of additional covers. You can expand your bicycle insurance with for instance legal aid, accident coverage and a breakdown assistance insurance.

Own risk

Sometimes you have to pay an excess for a bicycle insurance. The excess can differ per policy and per insurer. You can see this on your policy and in the policy conditions. In case of theft of your bicycle, whatever the type of bicycle, there is usually no excess.

Take out insurance for your second-hand bike directly via Diks Verzekeringen

Do you want to insure your second hand bicycle? On we always have the right insurance for your bike. You can easily arrange the insurance online. Please note: In case of a second hand bicycle we ask you to send us recent pictures of your bicycle after taking out the insurance. Do you have any questions about the insurance? Then please do not hesitate to contact us! Our insurance specialists will be happy to help.

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Last updated: 07-06-2021

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