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Theft and DamagePlus

The extended coverage DamagePlus bicycle insurance includes, besides theft, the three parts below. With this, you and your bicycle are well insured in every situation. You can also easily include accessories in your insurance against theft and damage. Simply add the value of the accessories to the value of the bicycle!

Damage

If your bicycle is damaged, e.g. due to a fall or collision, we will reimburse you. Is your bicycle completely lost within the first three years due to a collision or vandalism? Then you will be compensated for the new value.

You can also insure your second-hand bicycle with us. The purchase price is then the insured amount and the premium is calculated on that basis. In case of total loss, you will receive a used bicycle of the same quality as the insured bicycle.

Legal aid recovery

Has damage or injury occurred through the fault of someone else while cycling? Then we will make sure that this damage is recovered from the liable road user.

Accidents

You don't want to think about it, but if you become permanently disabled or die as a result of an accident with your bicycle, Unigarant will pay out to you or your surviving relatives. In the event of your death, an amount of € 5,000 is paid out, and in the event of full permanent disability, an amount of € 10,000. In the event of partial disablement, the insurer pays a percentage of the € 10,000. This is determined by an expert.

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