What is an AOV insurance?
An AOV insurance is also known as disability insurance. With an AOV insurance you receive a payment from the insurer if you become disabled. An employee is usually automatically insured by his employer, but an entrepreneur is responsible for taking out an disability insurance. If you are an independent entrepreneur and you become disabled, your income will decrease considerably. With an AOV insurance you have certainty of income. So you can do your business carefree.
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Benefits of AOV insurance
Do you still have doubts about the purchase of an AOV insurance? An AOV insurance has many advantages for you as an entrepreneur, such as:
- With an AOV insurance you are insured for an income at the moment you become unfit for work.
- You determine the part of your income that you want to insure up to a maximum percentage (the lower the insured amount, the lower the premium).
- The insurer also offers reintegration assistance
- The premium of an AOV is often tax deductible
Directly conclude an AOV insurance via Diks insurances
Taking out an AOV insurance is not yet obligatory, but it is sensible. If you become disabled, you can often not work for a long time. This can be a big blow for your finances. You miss a lot of income, while you still have to pay your bills.
On Diks.nl you can request a direct quote for an AOV insurance ZZP. Based on your personal details we can provide you with an accurate quote. You can then compare the offers yourself. Do you have any questions about the offer or the AOV insurance? Please contact us!
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